FAQ - Loans for Apprentices

Frequently Asked Questions about Loans for Apprentices

How to Apply

  1. When can I apply?

It is recommended you complete your Student Aid application at least two months before your first day of classes. 

  1. When is the application deadline?

You must submit your Student Aid application at least 30 days prior to the end of the technical training period for which you are applying.

  1. I heard there are other federal programs where I can get loans or grants to help fund my apprenticeship. Is that true?

Yes, you may be eligible for supports from the Government of Canada.

The Government of Canada offers support programs for apprentices. You must meet the federal government's program eligibility criteria to receive funding: 

Eligibility

  1. What happens to my apprentice loan if I switch trades?

Switching trades does not affect your eligibility for student aid funding as long as you are still:

        • registered as an apprentice with Alberta Apprenticeship and Industry Training (AIT)

To be considered for full-time Alberta student aid funding, you must be:

        • attending a designated technical training program in Alberta as a full-time student

To be considered for part-time Alberta student aid funding, you must be:

        • attending a designated technical training program in Alberta delivered via Weekly Apprenticeship Training (WATs) or Distance Delivery

You must also meet all of the basic eligibility criteria for Alberta post-secondary students:

To find out if your school/program is designated, visit:

Note: Currently, apprentices are not eligible for the Canada Student Loans Program.

You are only eligible to receive a life-time loan maximum of $75,000 as a registered apprentice.

Receiving Your Money

  1. When will I get the results from my application?

If your application is complete and you do not have circumstances that require additional review, you will see the estimated amount of your student aid immediately after you submit your online application.

If your application requires further review, Student Aid Alberta will send you a letter by mail within four weeks stating how much you are eligible to receive.

  1. How much money can I get from Student Aid Alberta?

The amount you will receive depends on the program you are taking, your personal and financial situation and many other factors, such as monthly living allowances and loan limits as allowed by the Student Aid Alberta program.

  1. What do I do if my application is denied or if the amount is insufficient?

If you are dissatisfied with your application results, there is a streamlined process to address your concerns. This Request for Review process has three levels:

        • Level 1 – Request for Reconsideration
        • Level 2 – Request for Executive Review
        • Level 3 – Request for Ministerial Review

This three-step process is intended to:

        • resolve disputes in an efficient manner
        • ensure consistency in decisions
        • address student concerns in a timely manner

You begin the review process at Level 1 with a Request for Reconsideration. To learn more, visit: 

  1. How will I get my funds?

You will usually receive your loan and grant funding by direct deposit.

Repaying Your Loan

  1. What happens if I withdraw from the apprenticeship program?

If you withdraw from studies within the first 30 days of your technical training period, any grant funding issued to you will be converted to a loan and will need to be paid back along with your student loans after you are no longer a registered apprentice.

  1. When do I have to start paying back the loan?

As long as you are registered as an apprentice with Apprenticeship and Industry Training, you will remain in interest-free status on your current and previous Alberta student loans for the duration of your apprenticeship – including technical training and on-the-job training.

If you are:

        • no longer registered as an apprentice
        • a non-progressing apprentice, or
        • successful in obtaining your journeyman certificate

You will have a six-month interest-free grace period before your Alberta student loan begins accumulating interest. Following this six-month grace period, your loan goes into repayment status and begins accumulating interest.

While on interest-free status, your automatic monthly loan payments from your bank account are put on hold. If you want to continue making Alberta student loan payments while you are an active apprentice, you can do so through your current Alberta student loan account by manually transferring a payment. For more information, contact the Student Aid Alberta Service Centre (SAASC):

  1. What happens when I have to start paying back the loan?

During your six-month interest free period, the Student Aid Alberta Service Centre will send you details regarding your loan (e.g. payment amount, payment due date, outstanding principal owing).

After your six-month interest free period is over – you will need to begin repaying and interest will start being added to your Alberta student loan. You must pay back the full amount of your loan plus all accumulated interest. For more information, visit: 

If you ever have difficulty repaying your loan, Student Aid Alberta has programs to help.
For more information, see:

For any other questions you may have about Student Aid Alberta funding for apprentices, contact the Student Aid Alberta Service Centre (SAASC) at: